Our Approach | Raffaele Cianflone, Investment Advisor at RBC Dominion Securities

Our approach

A consistent, coordinated process behind your financial decisions.

Your wealth touches corporations, personal accounts, borrowing, tax, and family decisions. Our role is to keep those moving parts organized around one plan. You work with a single advisor who knows your picture in detail; behind the scenes, we draw on the specialists, research, and infrastructure of RBC to coordinate the work and keep your decisions aligned over time.

A continuous process

Four steps that repeat as your life evolves.

As your corporations, income, and family picture change, we return to these steps so your portfolio and planning stay aligned with what the money is actually there to support.

Step 01

Discover

You leave with a clean picture of where you are today.

We take the time to understand your goals, constraints, and preferences across both personal and corporate structures. We gather documents, clarify cash flow needs, and, where helpful, connect with your accountant or lawyer so everyone is working from the same information.

Step 02

Propose

You see a clear structure and how it ties back to your priorities.

We build a personalized plan and investment proposal that reflect your entities, tax situation, and risk profile. We walk through the recommendations in plain language so you know exactly what is changing, why, and how it supports the outcomes you care about.

Step 03

Implement

The plan is put to work with RBC’s scale and oversight behind it.

We open and adjust accounts, phase into the recommended portfolio, and coordinate any required RBC specialists or services. You receive clear confirmations and know what is invested where, and how it will be monitored going forward.

Step 04

Monitor

Progress is tracked and adjustments are made before things drift.

We measure progress against your plan, rebalance and adjust when needed, and keep your other professionals informed of material changes. You hear from us regularly, and you always know where things stand and what we are watching on your behalf.

Planning first

A detailed plan that leads to the right consultations.

Once your financial plan is in place, we use it as the roadmap for which additional specialists should be at the table. Depending on your needs and preferences, this can include complimentary consultations with dedicated RBC professionals so decisions are informed from every angle.

These conversations are provided at no additional cost as part of your relationship with RBC.

Will and Estate Consultation

We review your current wills, powers of attorney, and estate intentions with an RBC Estate Planning professional, highlighting gaps to discuss with your lawyer so your documents line up with how your wealth is structured.

Insurance Consultation

Together with an RBC Insurance Specialist, we look at how insurance can support your retirement income, protect your family or business, and enhance your estate in a tax-efficient way.

Elder Wellness Consultation

For clients supporting aging parents or preparing for later life, we can arrange consultations focused on caregiving, housing options, and how to align your finances to support those choices.

Other specialized RBC planning

Depending on your situation, we may bring in additional RBC specialists—for example, business succession, philanthropy, or cross-border planning—so the right expertise is involved when it matters.

Our services

We coordinate the key services around your wealth so planning, investing, credit, and tax decisions work together instead of in isolation—drawing on the full range of RBC specialists when they are needed.

Financial planning

Insurance solutions

Credit and lending solutions

Estate planning

Business transitions

Strategic tax minimization

Retirement income planning

Charitable giving

Banking solutions

Succession planning

What you can expect

One advisor, with RBC’s full depth behind the scenes.

Working with us means you are not managing a collection of disconnected accounts or advice. You have a single point of contact who keeps the moving parts organized and leverages the tools, research, and specialists of RBC when they are needed.

Clear coordination

You are not repeating your story to every professional. When a decision touches tax, corporations, borrowing, or estate matters, we coordinate with the relevant RBC teams and bring it back to you as a clear recommendation tied to your plan.

Proactive, structured communication

You hear from us before you start wondering what is going on. Reviews are scheduled, key changes are flagged in plain language, and you know what we are watching in the markets and in your own picture.

Decisions anchored to your plan

Every change is tied back to the role your capital needs to play, not to headlines or hunches. The structure behind your wealth stays aligned with your goals, and you have the scale and governance of RBC around every decision we make together.

If you're ready, let’s talk.